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financial-decision-cadence

Define a structured review rhythm for SME financial health. Works with simple data the owner already has — no dashboards, BI tools, or accountant required. Covers weekly pulse checks, monthly deep dives, and quarterly strategic reviews. Surfaces red flags with specific thresholds and produces ready-to-run meeting agendas.

  • Area: Finance
  • Category: finance
  • Level: beginner
  • Input: data
  • Output: spreadsheet
  • Setup: none
  • Roles: CEO / Founder, Finance Manager

Defines what financial metrics to review weekly, monthly, and quarterly, surfaces red flags and action triggers, and structures financial review meetings.

How you ask

  • “What should I be checking”
  • “What are my warning signs”
  • “Red flag metrics”

Inputs

  • company-profile — Company profile — sets the reporting entity for the review cadence.
  • region-context — Regional business environment for the target market — Three-Layer Context layer 2; produced by regional-context.
  • business-context — Brief description of the business if no profile file exists (revenue model, team size, cash position awareness)
  • data — Current values for key metrics — cash balance, monthly burn/revenue, AR aging, largest client share, and gross margin. Can be pasted as plain text.
  • review-type — Which cadence the agenda is for — weekly, monthly, or quarterly. Determines which metrics, red flags, and decision prompts the agenda pulls in. (weekly | monthly | quarterly)
  • context — Any known issues or topics to include (e.g., "cash is tight", "Q2 close", "pricing review due")

Outputs

  • Decision cadence. Falls back to the scratch location (output.scratch) when no vault structure is present.
  • agenda (markdown)
  • red-flag-report (markdown)
  • {scope.finance.analysis}/cadence.md
  • {scope.finance.analysis}/review_{review-type}_{YYYY-MM-DD}.md
  • {scope.finance.reports}/red_flag_check_{YYYY-MM-DD}.md